Buy Cell Phones On Credit
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buy cell phones on credit
Oftentimes you can purchase cell phone insurance from your phone carrier, but that requires a hefty up-front fee (think AppleCare+) or a monthly charge from your carrier. When it comes time to actually use the insurance, you may still be stuck paying a high deductible.
Also, if you have cell phone coverage other than that on your credit card, that coverage will be primary before the credit card coverage kicks in. With this in mind, you may decide to forgo coverage from your carrier or the manufacturer when you purchase your cell phone.
To cover your phone, you must pay your monthly cell phone bill with your credit card. Coverage typically takes effect on the first of the month after you start paying the monthly service on your card.
Pay your monthly cell phone bill with your card and receive coverage for theft and damage. There is a maximum of $800 per claim, a limit of 2 claims per 12-month period, and a $50 deductible per claim.
The Amex Platinum card is one of the best travel cards on the market thanks to its jam-packed, excellent benefits like the most access to airport lounge networks, rental car benefits, hotel elite status with Marriott and Hilton, statement credits for specific purchases, and even cell phone insurance!
The Delta SkyMiles\u00ae Platinum American Express Card can be a great option for those seeking additional ways to obtain a higher level of status --- or to maintain their current status --- with the airline.\nA key feature of this card is the ability to earn bonus Medallion Qualification Miles (MQMs) that are essential for earning Delta status. This could help you get closer to earning free flights and other valuable rewards.\n"},"title":"Pros & Cons","pros":"\r\n \tNew: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.\r\n \t3x SkyMiles per $1 spent on Delta purchases\r\n \t3x SkyMiles per $1 spent on purchases made directly with hotels\r\n \t2x SkyMiles per $1 spent at restaurants and U.S. supermarkets\r\n \t1x SkyMile per $1 spent on all other purchases\r\n \tAnnual companion certificate\r\n \tComplimentary checked bags\r\n \tGlobal Entry or TSA PreCheck application fee statement credit\r\n \t20% back on inflight purchases\r\n \tDelta Status Boost\r\n \tDiscount on Delta Sky Club visits\r\n","cons":"\r\n \t$250 annual fee (rates & fees)\r\n \tDoes not earn transferable rewards\r\n","title":"Card Highlights","welcomeBonus":" Earn 90,000 bonus miles after you spend $4,000 in purchases on your new Card in your first 6 months. Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details. Enjoy your first checked bag free on Delta flights. Plus enjoy Main Cabin 1 Priority Boarding and settle into your seat sooner. New: Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees. Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases. Enjoy a per-visit rate of $50 per person for Card Members and up to two guests to enter the Delta Sky Club when traveling on a Delta flight. Fee Credit for Global Entry or TSA PreCheck\u00ae after you apply through any Authorized Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck. Earn up to 20,000 Medallion\u00ae Qualification Miles (MQMs) with Status Boost\u00ae per year. After you spend $25,000 in purchases on your Card in a calendar year, you can earn 10,000 MQMs up to two times per year, getting you closer to Medallion\u00ae Status. MQMs are used to determine Medallion\u00ae Status and are different than miles you earn toward flights. No Foreign Transaction Fees. $250 Annual Fee. Terms Apply.","cardCategories":["id":107610,"text":"Credit Card Reviews","link":"\/credit-cards\/reviews\/","id":16,"text":"Best Airline Credit Cards","link":"\/credit-cards\/airline-credit-cards\/"],"rewardsCenter":"Delta Air Lines SkyMiles","financialSnapshot":["id":1,"text":"Foreign Transaction Fees: None"],"title":"More Reads","html":"How to Find the 100K Welcome Offer for the Delta Platinum Card [Current Public Offer is 90K]Benefits of the Amex Delta PlatinumAmex Platinum vs Delta PlatinumAmex Gold vs Delta PlatinumHow To Get Delta Medallion StatusThe 8+ Best Credit Cards for Delta Flyers [Lounge Access, Upgrades, Priority Boarding & More]"],"aprText":"20.49%-29.49% Variable"}))An excellent option for Delta flyers, the Delta Platinum card offers benefits like free checked bags, discounts on inflight purchases, an annual companion certificate, and much more.
The Delta Platinum card includes up to $1,600 in cell phone protection against theft and damage per 12-month period, including cosmetic damage, which is not often covered with most plans. You can submit up to 2 claims per year for a total of $800 per claim, and keep in mind that each claim will come with a deductible of $50.
As with the Delta Platinum card, the Delta Reserve card also includes up to $1,600 in cell phone protection per 12-month period, including cosmetic damage. You can submit up to 2 claims per year for a total of $800 per claim, and keep in mind that each claim will come with a deductible of $50.
The cell phone insurance coverage provided with the Amex Business Platinum card is top-notch, giving cardholders up to $1,600 in cell phone protection each year. Better yet, the coverage includes cosmetic damages to your phone, like a cracked screen, which is something that many other phone insurance policies exclude.
Just like the personal version of the card, the Delta Platinum Business card offers cardholders up to $1,600 in cell phone protection against theft and damage per 12-month period. You can submit up to 2 claims per year, with a maximum of $800 per claim and a $50 deductible per claim.
The Delta SkyMiles\u00ae Reserve Business American Express Card is a premium card option for small business owners who are both frequent travelers and Delta loyalists.\nWhile the annual fee may be steep, the card comes loaded with perks and benefits that all frequent Delta flyers are sure to love. Let's take a look at what makes the card unique, and why it may be a great fit for your wallet.\n"},"title":"Pros & Cons","pros":"\r\n \tNEW: Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees.\r\n \tComplimentary Delta Sky Club access when flying Delta and\u00a02 Delta Sky Club 1-time guest passes\r\n \tComplimentary Amex Centurion Lounge access when flying Delta\r\n \tAccess to complimentary flight upgrades\r\n","cons":"\r\n \tHigh annual fee\r\n \tDoes not earn many miles for purchases outside of Delta spend\r\n \tRewards are not transferable\r\n","title":"Card Highlights","welcomeBonus":"Limited Time Offer: Earn 100,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 3 months. Offer ends 3\/29\/23. NEW: Save 15% On Award Travel With TakeOff 15. Not applicable to partner-operated flights or to taxes and fees. With complimentary access into Delta Sky Club\u00ae, you can relax before your Delta flight, or find downtime between connections. You\u2019ll also receive two Delta Sky Club One-Time Guest Passes each year so you can share the experience with others when you\u2019re traveling together. When you purchase a Delta flight with your Delta SkyMiles Reserve Card, you will receive complimentary access to The Centurion\u00ae Lounge or Escape Lounge \u2013 The Centurion\u00ae Studio Partner. After you spend $150,000 on your Card in a calendar year, you earn 1.5 miles per dollar (that\u2019s an extra half mile per dollar) on eligible purchases the rest of the year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta instead of 1.5X). Plus enjoy 3X miles per dollar on all eligible Delta purchases. With Status Boost\u00ae, earn 15,000 Medallion\u00ae Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card in a calendar year, up to 4x per year getting you closer to Medallion Status. Terms and limitations apply.","cardCategories":["id":107610,"text":"Credit Card Reviews","link":"\/credit-cards\/reviews\/","id":16,"text":"Best Airline Credit Cards","link":"\/credit-cards\/airline-credit-cards\/","id":17,"text":"Best Business Credit Cards","link":"\/credit-cards\/business-credit-cards\/"],"rewardsCenter":"Delta SkyMiles Frequent Flyer Program","financialSnapshot":["id":1,"text":"Foreign Transaction Fees: None"],"title":"More Reads","html":"Best Credit Cards for Airport Lounge AccessComparison of Amex Delta Credit Cards"],"aprText":"20.49% - 29.49% Variable"}))Any business owner who is Delta frequent flyer should consider adding the Delta Reserve Business card to their wallet. It offers cell phone insurance and gives you access to complimentary upgrades, along with Amex Centurion Lounges and Delta Sky Clubs when flying Delta. 041b061a72